Insurance Solutions Built for Contractors
Protect your business with comprehensive coverage from specialists who understand your industry. General Liability, Workers' Comp, Commercial Auto, and more.
Complete Insurance Protection for Contractors.
From liability coverage to worker protection, we've got every aspect of your contracting business covered.
Builder's Risk
Safeguard your construction materials, equipment, and work-in-progress from theft, fire, vandalism, and weather damage until project completion.
Commercial Auto
Complete coverage for your work vehicles, tools, equipment, and liability protection. State minimums vary - Delaware requires $30K/$60K/$25K while Indiana and Illinois have specific commercial auto requirements. Check requirements for Utah, Nebraska, Rhode Island, and New Hampshire contractors.
Contractor Bonds
Meet project requirements and build client trust with bid bonds, performance bonds, and payment bonds. Alaska requires specific license bonds, while Tennessee offers streamlined processes. Find bonding requirements for Wisconsin, Mississippi, Vermont, and New Jersey contractors.
Workers Compensation
State-required coverage that protects your employees from workplace injuries. Required from first hire in most states - Ohio uses state fund BWC system, Nevada offers competitive options. Review requirements for Indiana, South Dakota, West Virginia, and New Mexico contractors.
Why Contractors Choose CCA
Industry Expertise
20+ years specializing in contractor insurance with deep understanding of your unique risks.
Founded by Josh Cotner, a former contractor who understands your business firsthand.
50 State Coverage
Licensed across the nation to protect you wherever your projects take you.
Fast & Flexible
Quick quotes, flexible payment options, and dedicated support when you need it.
Specialized Coverage by Trade & State
🏠 Roofing Contractor Expertise
Specialized insurance solutions for roofing professionals with state-specific requirements:
🗺️ Challenging Environment Coverage
Expert insurance solutions for contractors in unique environments:
Additional Insurance Services
Beyond contractor insurance, we also provide personal lines coverage to protect your home and family.
Apply for Homeowners Insurance →Trusted by Contractors Nationwide
State-Specific Insurance Requirements
Insurance requirements vary by state. Explore detailed guides for your location:
Western States
Pacific & Islands
Ready to Protect Your Business?
Get a comprehensive insurance quote tailored to your contracting business.