What insurance services do you offer for contractors?

We offer comprehensive contractor insurance including General Liability, Workers' Compensation, Commercial Auto, Builders Risk, and Contractor Bonds. Each policy is tailored to meet your specific trade and project requirements.

How quickly can I get a quote?

We can provide quotes in as little as 15 minutes for most standard policies. Our experienced agents understand contractor insurance and can quickly assess your needs.

Are you licensed in my state?

Contractor's Choice Agency is licensed in 50 States. We can provide coverage for contractors working across state lines with seamless multi-state policies.

What makes CCA different from other insurance agencies?

With 20+ years specializing in contractor insurance, we understand your unique risks. Our founder Josh Cotner is a former contractor, and we offer specialized endorsements, flexible payment options, and dedicated support.

Contractor Insurance Services | GL, Workers Comp & More

General Liability

Protect your business from third-party injury claims, property damage lawsuits, and advertising disputes. Requirements vary by state - from California's strict $15,000 minimums to Maryland's MHIC licensing requirements. See state requirements for Alaska, Arizona, Minnesota, and Wisconsin.

Builder's Risk

Safeguard your construction materials, equipment, and work-in-progress from theft, fire, vandalism, and weather damage until project completion.

Commercial Auto

Complete coverage for your work vehicles, tools, equipment, and liability protection. State minimums vary - Delaware requires $30K/$60K/$25K while Indiana and Illinois have specific commercial auto requirements. Check requirements for Utah, Nebraska, Rhode Island, and New Hampshire contractors.

Contractor Bonds

Meet project requirements and build client trust with bid bonds, performance bonds, and payment bonds. Alaska requires specific license bonds, while Tennessee offers streamlined processes. Find bonding requirements for Wisconsin, Mississippi, Vermont, and New Jersey contractors.

Workers Compensation

State-required coverage that protects your employees from workplace injuries. Required from first hire in most states - Ohio uses state fund BWC system, Nevada offers competitive options. Review requirements for Indiana, South Dakota, West Virginia, and New Mexico contractors.

Why Contractors Choose CCA

Industry Expertise

20+ years specializing in contractor insurance with deep understanding of your unique risks.

Founded by Josh Cotner, a former contractor who understands your business firsthand.

50 State Coverage

Licensed across the nation to protect you wherever your projects take you.

Specialized coverage in challenging environments: Alaska, Nevada, West Virginia

Fast & Flexible

Quick quotes, flexible payment options, and dedicated support when you need it.

Specialized Coverage by Trade & State

🏠 Roofing Contractor Expertise

Specialized insurance solutions for roofing professionals with state-specific requirements:

→ Arkansas Bond Requirements & Costs → Georgia Commercial Auto for Roofers → Kentucky Complete Roofing Guide → Louisiana General Liability for Roofers

🗺️ Challenging Environment Coverage

Expert insurance solutions for contractors in unique environments:

→ Delaware - Corporate Formation Capital → Minnesota - Cold Weather Construction → Rhode Island - Coastal Construction → South Dakota - Agricultural Infrastructure → Alaska Licensing & Bond Guide (PDF)

Additional Insurance Services

Beyond contractor insurance, we also provide personal lines coverage to protect your home and family.

Apply for Homeowners Insurance →

Trusted by Contractors Nationwide

20+

Years Experience

50

States Licensed

A+

Rated Carriers

15min

Average Quote Time

State-Specific Insurance Requirements

Insurance requirements vary by state. Explore detailed guides for your location:

Southern States

Western States

Pacific & Islands

View All 50 State Guides →

Insurance Solutions Built for Contractors

Complete Insurance Protection for Contractors.

General Liability

Builder's Risk

Commercial Auto

Contractor Bonds

Workers Compensation

Why Contractors Choose CCA

Industry Expertise

50 State Coverage

Fast & Flexible

Specialized Coverage by Trade & State

🏠 Roofing Contractor Expertise

🗺️ Challenging Environment Coverage

Additional Insurance Services

Trusted by Contractors Nationwide

State-Specific Insurance Requirements

Southern States

Western States

Pacific & Islands

Ready to Protect Your Business?

Insurance Solutions Built for Contractors

Complete Insurance Protection for Contractors.

General Liability

Builder's Risk

Commercial Auto

Contractor Bonds

Workers Compensation

Why Contractors Choose CCA

Industry Expertise

50 State Coverage

Fast & Flexible

Specialized Coverage by Trade & State

🏠 Roofing Contractor Expertise

🗺️ Challenging Environment Coverage

Additional Insurance Services

Trusted by Contractors Nationwide

State-Specific Insurance Requirements

Southern States

Western States

Pacific & Islands

Ready to Protect Your Business?