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Profit & Loss Audit Resources

Master your contracting business finances with our comprehensive profit and loss audit guide. Learn how to analyze profitability, identify cost overruns, and make data-driven decisions.

Profit & Loss Audit Tool

Get instant insights into your business financial performance with our easy-to-use profit and loss calculator designed specifically for contractors.

Real-Time Calculations

See your profit or loss calculated instantly as you enter your income and expenses.

Simple & Fast

Quick 3-field assessment to get started with your profit & loss analysis.

Contractor-Focused

Built with contractors in mind - perfect for assessing project profitability.

Free to use • No registration required • Instant results

Why Conduct a P&L Audit?

  • Identify Profitable Projects: Understand which types of jobs generate the best margins
  • Control Costs: Spot areas where expenses are eating into your profits
  • Make Better Bids: Use historical data to price future projects more accurately
  • Plan for Growth: Identify opportunities to scale profitable operations

How to Use Our Tool

1
Enter your business name and the time period you are analyzing
2
Input your total income for the period (all revenue from contracts)
3
Add your total expenses (materials, labor, overhead, equipment)
4
View your instant profit/loss calculation and analysis

Key Financial Metrics for Contractors

15-20%

Target Net Profit Margin

Healthy contracting businesses typically maintain 15-20% net profit margins

60-70%

Labor & Materials

Direct costs should typically represent 60-70% of total project value

10-15%

Overhead Expenses

Office, insurance, and administrative costs should stay under 15%

Warning Signs in Your P&L

Red Flags to Watch For:

  • • Consistently low or negative profit margins
  • • Material costs exceeding 40% of project value
  • • Labor costs over 30% without equipment rental
  • • Overhead expenses creeping above 15%

Take Action When You See:

  • • Three consecutive months of losses
  • • Declining profit margins over time
  • • Cash flow problems despite profitable jobs
  • • Unexpected cost overruns on multiple projects