IdahoContractor Insurance

Check if your contracting work requires registration with Idaho Contractors Board

• Projects over $2,000 in labor and materials require registration
• Includes residential, commercial, and agricultural construction
• Some specialty trades may have additional requirements
• Public works projects have additional bonding requirements

Secure general liability insurance meeting Idaho minimum requirements

• Minimum $100,000 general liability coverage required
• $1,000,000 coverage strongly recommended for credibility
• Workers' compensation required if you have employees
• Insurance must be from admitted carrier in Idaho

Obtain $2,000 surety bond from approved surety company

• $2,000 bond coverage required for registration
• Bond premium typically $20-$100 annually
• Bond protects consumers from contractor defaults
• Must be from surety company authorized in Idaho

Complete Idaho contractor business law examination

• Basic business law and consumer protection topics
• Idaho contractor regulations and requirements
• Lien law and contract requirements
• Can be taken online or at testing centers

Complete and submit Idaho Contractors Board registration application

• Application fee: $40 for initial registration
• Provide proof of insurance and bonding
• Include exam completion certificate
• Business entity information if applicable

Keep registration current with annual renewals and compliance

• Annual renewal fee: $30
• Maintain continuous insurance coverage
• Keep bond current and in good standing
• Update information for any business changes