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Commercial Auto Insurance

Comprehensive commercial auto insurance for contractors. Coverage for trucks, trailers, and business vehicles with the #1 contractor auto insurer.

Commercial Auto Insurance for Contractors

Partner with the #1 contractor commercial auto insurer in America. Call (800) 918-3584 for your quote.

Your vehicles are essential to your contracting business. From getting to job sites to hauling materials and equipment, you need reliable commercial auto coverage that protects your investment and keeps you on the road.

Why Choose Our Commercial Auto Program

  • Industry Leader: We partner with the #1 insurer of contractor vehicles in America
  • Extensive Experience: Currently insuring over 1 million commercial vehicles
  • Contractor-Focused: Coverages designed specifically for construction industry needs
  • Nationwide Support: 24/7 claims service and repair networks across the country

Vehicles We Cover

Light Commercial

  • Cars and SUVs for business use
  • Pickup trucks and light-duty trucks
  • Cargo and passenger vans
  • Box trucks and flatbeds

Heavy Equipment

  • Dump trucks (all sizes)
  • Tractor trailers
  • Crane trucks
  • Concrete mixers

Trailers & Specialized

  • Utility trailers
  • Equipment trailers
  • Dump trailers
  • Hot shot trucks for expedited transport

Comprehensive Coverage Options

Standard Protections

  • Liability Coverage: Bodily injury and property damage
  • Physical Damage: Collision and comprehensive
  • Medical Payments: For you and your passengers
  • Uninsured/Underinsured Motorist: Protection from other drivers

Business-Specific Coverage

  • Hired Auto: Coverage for rented or borrowed vehicles
  • Non-Owned Auto: Protection when employees use personal vehicles
  • Any Auto Coverage: Blanket coverage for all vehicles
  • Equipment Coverage: Tools and equipment permanently attached

Cost-Saving Features

  • Multi-Vehicle Discounts: Save more as your fleet grows
  • Safety Equipment Credits: Rewards for safety features
  • Claims-Free Discounts: Benefits for safe driving records
  • Seasonal Adjustments: Match coverage to your busy seasons

Claims Support When You Need It

  • 24/7 Claims Hotline: Always available when you need us
  • Nationwide Repair Network: Quality repairs wherever you are
  • Direct Billing: We work directly with repair shops
  • Rental Assistance: Keep working while your vehicle is repaired

Specialized Programs

Hot Shot Trucking

Specialized coverage for expedited freight and time-sensitive deliveries with:

  • Higher liability limits
  • Cargo coverage
  • Quick quote turnaround
  • Flexible payment options

Fleet Programs

For contractors with multiple vehicles:

  • Simplified administration
  • Volume discounts
  • Unified renewal dates
  • Dedicated account management

Protect Your Business Vehicles Today

Don't let a vehicle accident derail your business. Get comprehensive commercial auto coverage designed specifically for contractors.

Call Now: (800) 918-3584 or 844-WORK-247

Our experienced agents understand contractor needs and will build a policy that protects your vehicles and your bottom line. Visit our Sun Lake Arizona office for local service, or explore all our contractor insurance services.

Key Features

  • #1 Contractor Commercial Auto insurer in America
  • Coverage for 1+ million commercial vehicles
  • 24/7 claims service
  • Extensive repair network nationwide
  • Seasonal adjustment capabilities
  • Multiple vehicle and policy discounts

Frequently Asked Questions

What types of vehicles can you insure?

We insure everything from cars and pickups to dump trucks, tractor trailers, and specialized contractor equipment. This includes utility trailers and hot shot trucks.

Can I adjust coverage seasonally?

Yes, we offer seasonal adjustment capabilities to match your business cycles, helping you save money during slower periods.

What coverages are included?

Standard coverage includes liability, physical damage, medical payments, uninsured motorist, hired auto, and non-owned vehicle coverage.

Ready to Get Protected?

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