Contractor Insurance Education Center
Free educational videos to help contractors understand their insurance needs, manage risks, and make informed decisions about coverage.
Featured Video: Workers' Compensation Fundamentals
Our most popular educational video covers everything contractors need to know about workers' compensation insurance, from basic coverage to cost management strategies.
What You'll Learn:
- • Why workers' comp is required for contractors
- • How coverage protects both employees and employers
- • Factors that determine your premium costs
- • Tips for managing and reducing insurance expenses
Workers' Compensation Insurance Fundamentals
A comprehensive introduction to workers' compensation insurance for contractors, covering legal requirements, coverage details, and cost management strategies.
Video Library by Topic
Browse our comprehensive library of educational videos organized by insurance type and topic. All content is specifically designed for contractors and construction professionals.
Workers' Compensation Basics
Understanding your obligations and coverage options
What is Workers' Compensation Insurance?
8:45Learn the fundamentals of workers' comp coverage and why it's required for most contractors.
Topics Covered:
How Workers' Comp Rates Are Determined
6:30Understanding class codes, experience ratings, and factors that affect your premiums.
Topics Covered:
Workers' Comp Claims Process
12:15Step-by-step guide through the claims process and how to protect your business.
Topics Covered:
General Liability Insurance
Protecting your business from third-party claims
General Liability Coverage Explained
10:20Comprehensive overview of what general liability insurance covers for contractors.
Topics Covered:
Claims Made vs. Occurrence Policies
7:55Understanding the critical differences between policy types and which is better for contractors.
Topics Covered:
Certificate of Insurance Best Practices
5:40How to properly manage certificates and what information should be included.
Topics Covered:
Commercial Auto Insurance
Coverage for your business vehicles and equipment
Commercial Auto vs. Personal Auto
9:15Why personal auto insurance isn't enough for your business vehicles.
Topics Covered:
Fleet Management and Insurance
11:30Managing insurance for multiple vehicles and controlling costs.
Topics Covered:
Risk Management
Protecting your business through proper risk management
Construction Site Safety Best Practices
14:20Essential safety practices that can reduce accidents and lower insurance costs.
Topics Covered:
Contract Review for Insurance
13:45How to review contracts for insurance requirements and protect your business.
Topics Covered:
Additional Learning Resources
Complement your video learning with our comprehensive written resources and tools.
Insurance Guides
Downloadable PDF guides covering all aspects of contractor insurance.
Browse Guides →Have Questions After Watching?
Our insurance experts are here to help you apply what you've learned and find the right coverage for your specific needs.