CaliforniaContractor Insurance

California requires workers' compensation insurance for all contractors with employees, plus a contractor license bond through the California State License Board (CSLB). General liability insurance is typically required by clients and for most commercial projects. The contractor license bond ranges from $15,000 to $25,000 depending on your license classification. Additionally, many municipalities require specific liability coverage limits for permits, and prevailing wage projects often have enhanced insurance requirements including higher liability limits and additional coverage types.