HVAC Contractor Insurance That Covers Your Unique Risks

Comprehensive protection against third-party bodily injury and property damage claims. Covers completed operations, products liability for equipment sold or installed, and personal/advertising injury.

State-mandated coverage protecting employees injured on the job. HVAC workers face unique risks including falls, electrical shock, refrigerant exposure, and heavy lifting injuries.

Coverage for service vans, trucks, and any vehicles used for business purposes. Includes liability for accidents and physical damage to your fleet.

Protects expensive HVAC tools, diagnostic equipment, and materials while in transit or at job sites. Essential for mobile HVAC contractors.

Protects against errors in HVAC design, load calculations, equipment sizing, and professional recommendations. Critical for design-build contractors.

Specialized coverage for refrigerant releases, chemical spills, and environmental contamination. Often required by contracts for commercial HVAC work.