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We know that you need an agents choice insurance agency that understands your industry.

Our reputation speaks for itself.

Trust the agents choice experts.

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Report insurance claims quickly and securely. Our experienced team will process your claim immediately and connect you with the right carrier representative.

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Emergency Claims: For serious injuries or significant property damage, call immediately

Complete Protection for Contractors Nationwide

Select your state to discover specialized contractor insurance solutions tailored to your local requirements. Licensed in all 50 states with industry expertise you can trust.

Find Your State's Requirements

Click on your state to view specific contractor insurance information and requirements

Detailed Guides Available

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Why State-Specific Contractor Insurance Matters

Local Licensing Requirements

Every state has unique licensing and bonding requirements for contractors. Our specialized knowledge ensures you meet all local compliance standards while getting the best coverage rates.

Regional Risk Management

From hurricane zones in Florida to earthquake regions in California, each state faces different risks. We tailor your coverage to address the specific challenges in your area.

Compliance is Critical

Operating without proper state-required insurance can result in fines, license suspension, or serious legal liability. Stay protected and compliant with our expert guidance.

Local Market Advantage

Our relationships with regional carriers mean better rates, faster claims processing, and coverage options specifically designed for your state's contractor market.

Ready to Get Protected in Your State?

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Complete Insurance Protection for Contractors.

From liability coverage to worker protection, we've got every aspect of your contracting business covered.

General Liability

Protect your business from third-party injury claims, property damage lawsuits, and advertising disputes. Requirements vary by state - from California's strict $15,000 minimums to Maryland's MHIC licensing requirements. See state requirements for Alaska, Arizona, Minnesota, and Wisconsin.

Builder's Risk

Safeguard your construction materials, equipment, and work-in-progress from theft, fire, vandalism, and weather damage until project completion.

Commercial Auto

Complete coverage for your work vehicles, tools, equipment, and liability protection. State minimums vary - Delaware requires $30K/$60K/$25K while Indiana and Illinois have specific commercial auto requirements. Check requirements for Utah, Nebraska, Rhode Island, and New Hampshire contractors.

Contractor Bonds

Meet project requirements and build client trust with bid bonds, performance bonds, and payment bonds. Alaska requires specific license bonds, while Tennessee offers streamlined processes. Find bonding requirements for Wisconsin, Mississippi, Vermont, and New Jersey contractors.

Workers Compensation

State-required coverage that protects your employees from workplace injuries. Required from first hire in most states - Ohio uses state fund BWC system, Nevada offers competitive options. Review requirements for Indiana, South Dakota, West Virginia, and New Mexico contractors.

Personal Lines Insurance Also Available

Beyond contractor insurance, we also help protect your home and family with comprehensive homeowners insurance coverage.

Apply for Homeowners Insurance →

20 Years Anniversary Badge - Contractors Choice Agency

The Contractor's Choice Agency

20 YEARS OF TRUSTED PROTECTION

Protecting America's builders since 2005 with industry-specific agents choice insurance solutions.

✓20+ years of specialized contractor insurance expertise

✓Licensed in 50 states with nationwide service

✓Customized choice insurance coverage for 50+ contracting specialties

✓Industry expertise from former contractors with choice insurance guidance

Josh Cotner

Founder & Former Contractor

Learn about Josh's journey from contractor to insurance expert →

Ready to Get Protected?

Join thousands of contractors who trust our agents choice insurance expertise for their protection needs.

Get Your Free Quote Call Now: (844) 967-5247

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20+ Years Experience

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Licensed in 50 States

Including specialized coverage inAlaska,Iowa,Kansas, andNevada

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