Missouri ContractorInsurance

Enhanced coverage for automated storage systems over 30 feet

Required for facilities with automated retrieval systems, conveyor networks, and high-density racking

Loss of income protection for logistics disruptions

Critical for time-sensitive distribution operations and supply chain dependencies

Cold storage and temperature-controlled facility protection

Essential for food distribution, pharmaceutical, and temperature-sensitive goods

Protection for warehouse management systems and data

Covers WMS system failures, data breaches, and supply chain cyber attacks

Protection against defective product claims

Required for all manufacturers, especially food processing and consumer goods

Coverage for production machinery and equipment failure

Critical for automated production lines, precision machinery, and specialized equipment

Pollution and contamination coverage

Important for chemical processing, automotive, and heavy manufacturing operations

Protection against supplier disruptions and delays

Covers losses from key supplier failures, transportation delays, and raw material shortages

Coverage for goods in transit and storage

Required by DOT and essential for liability protection during transport and temporary storage

Protection for vehicle maintenance and repair operations

Necessary for facilities maintaining their own fleet or providing vehicle services

Protection for containers, trailers, and loading equipment

Important for facilities handling rail, truck, and shipping container transfers

Legal liability for customer goods in custody

Covers legal liability for damage to customer property while in contractor's care

Coverage for goods damaged while in temporary custody

Essential for cross-docking where goods are handled but not stored long-term

Continuous coverage during loading/unloading operations

Bridges coverage gaps during transfer between carriers and storage

Coverage for accidents during loading/unloading operations

Protects against vehicle damage, cargo spills, and worker injuries at dock areas

Extra expenses for delayed shipments and overtime

Covers additional costs when delays require expedited shipping or extended hours