Workers' Compensation Exemption Forms
Download Arizona ROC-required exemption forms and understand the requirements for workers' compensation exemptions for contractors and business owners.
Important Warning
Legal Requirements
Exemption forms must be filed properly with Arizona ROC
No Protection
Exemptions mean no workers' comp coverage for injuries
Employee Coverage
Employees must still have workers' compensation coverage
Critical Information About Workers' Compensation Exemptions
Before filing an exemption: Understand that exempting yourself from workers' compensation means you will have NO coverage for work-related injuries. This is a serious decision that affects your financial protection and legal compliance.
Professional consultation recommended: We strongly recommend speaking with an insurance professional before filing exemption forms to understand all implications and alternatives.
Types of Workers' Compensation Exemptions
Arizona allows certain business owners and contractors to exempt themselves from workers' compensation requirements under specific circumstances.
Sole Proprietor Exemption
For individual contractors working alone without employees
Requirements:
- Must be sole proprietor
- No employees on payroll
- Cannot have business partners
Form Required: ROC Form 6A
Corporate Officer Exemption
For corporate officers who want to exempt themselves from coverage
Requirements:
- Must be corporate officer
- Own minimum percentage of company
- Cannot have other employees without coverage
Form Required: ROC Form 6B
Partnership Exemption
For partners in a partnership business structure
Requirements:
- Must be legal partner
- Partnership agreement required
- All partners must be exempt or covered
Form Required: ROC Form 6C
LLC Member Exemption
For LLC members seeking exemption from workers compensation
Requirements:
- Must be LLC member
- Operating agreement required
- Specific ownership requirements
Form Required: ROC Form 6D
Download Official ROC Exemption Forms
These are the official Arizona Registrar of Contractors forms required for workers' compensation exemptions. All forms must be completed accurately and filed properly.
ROC Form 6A
Sole Proprietor Exemption Form
ROC Form 6B
Corporate Officer Exemption Form
ROC Form 6C
Partnership Exemption Form
ROC Form 6D
LLC Member Exemption Form
Additional Required Documents
Supporting Documentation
- Copy of business license
- Articles of incorporation (if applicable)
- Partnership or LLC agreement
- Notarized signatures
Filing Requirements
- File before starting work
- Must be renewed periodically
- Submit to Arizona ROC
- Pay required filing fees
Risks and Considerations
Before filing for workers' compensation exemption, carefully consider these important risks and potential consequences.
Potential Risks
No Injury Protection
If you're injured on the job, you'll have no workers' compensation benefits for medical expenses, lost wages, or disability payments.
Personal Liability
You may be personally liable for medical costs and lost income if injured while working on a project.
Client Requirements
Some clients may require all contractors to have workers' compensation coverage, limiting your business opportunities.
Compliance Issues
Improper exemption filing or changes in business structure can result in penalties and legal issues.
Alternative Solutions
Traditional Workers' Comp
Maintain full workers' compensation coverage for complete protection and peace of mind while working.
Accident Insurance
Consider supplemental accident insurance to provide some protection if you choose to file an exemption.
Professional Consultation
Speak with an insurance professional to explore all options and understand the best choice for your situation.
Business Structure Review
Review your business structure with legal and insurance professionals to optimize protection and costs.
Get Professional Guidance
Don't navigate exemption decisions alone. Our experienced team can help you understand your options and make the best choice for your business.
Expert Consultation
Speak with experienced insurance professionals who understand Arizona ROC requirements and can explain all your options.
Call for ConsultationCoverage Analysis
Get a complete analysis of your insurance needs and protection options before making exemption decisions.
Request AnalysisForm Assistance
Get help completing and filing exemption forms correctly to ensure compliance with all ROC requirements.
Get Form HelpQuestions About Workers' Compensation Exemptions?
Our team of insurance professionals can help you understand exemption requirements, risks, and alternatives to make the best decision for your business.
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