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Why State-Specific Contractor Insurance Matters

Local Licensing Requirements

Every state has unique licensing and bonding requirements for contractors. Our specialized knowledge ensures you meet all local compliance standards while getting the best coverage rates.

Regional Risk Management

From hurricane zones in Florida to earthquake regions in California, each state faces different risks. We tailor your coverage to address the specific challenges in your area.

Compliance is Critical

Operating without proper state-required insurance can result in fines, license suspension, or serious legal liability. Stay protected and compliant with our expert guidance.

Local Market Advantage

Our relationships with regional carriers mean better rates, faster claims processing, and coverage options specifically designed for your state's contractor market.

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Complete Insurance Protection for Contractors.

From liability coverage to worker protection, we've got every aspect of your contracting business covered.

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The Contractor's Choice Agency

20 YEARS OF TRUSTED PROTECTION

Protecting America's builders since 2005 with industry-specific agents choice insurance solutions.

20+ years of specialized contractor insurance expertise
Licensed in 50 states with nationwide service
Customized choice insurance coverage for 50+ contracting specialties
Industry expertise from former contractors with choice insurance guidance
Josh Cotner - Founder of Contractors Choice Agency

Josh Cotner

Founder & Former Contractor

Professional agents choice contractor insurance expertise you can trust.

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