Lesson 1 / 12

Welcome to Your Texas Contractor Journey!

Let's Get You Started with Your First Action Steps

🎯 TODAY'S GOAL: Understand Your Opportunity & Choose Your Path

By the end of this lesson, you'll have clarity on your contractor business direction.

Your Action Steps - Complete These NOW:

1

Research Your Local Market (15 minutes)

Visit the Texas construction data portal to understand your opportunity:

View Texas Construction Stats →
2

Identify Your Trade Specialty (10 minutes)

Choose your primary service area. Consider your experience and local demand:

  • General Construction (no state license required)
  • Electrical (TDLR license required)
  • Plumbing (TSBPE license required)
  • HVAC (TDLR license required)
  • Roofing (no state license required)
  • Specialty Trade (varies)
3

Check Your City Requirements (20 minutes)

Every Texas city has different rules. Look up yours now:

✅ Complete Before Moving On:

⏰ COMPLETE THESE ACTIONS TODAY - Don't Procrastinate!
Lesson 2 / 12

Get Your Required Licenses

Take Action on Your Licensing Requirements TODAY

🎯 TODAY'S GOAL: Start Your License Application Process

Don't wait! Some licenses take 4-6 weeks to process.

Your License Action Steps:

1

Electrical Contractors - Apply NOW

Required: Master Electrician license + Insurance

Apply for Electrical License →

Cost: ~$115 application + $70 exam

2

Plumbing Contractors - Apply NOW

Required: Responsible Master Plumber designation

Apply for RMP License →

Cost: $225 initial + $420 annual renewal

3

HVAC Contractors - Apply NOW

Required: 48 months experience + Pass exam

Apply for HVAC License →

Cost: ~$115 application + exam fees

4

General/Other Contractors - Check Local

No state license but check your city:

Verify Requirements →

✅ Complete These Actions NOW:

⚠️ Don't Skip This: Even if you don't need a state license, most cities require registration. Houston charges $50-$500, Dallas $25-$150, Austin $100-$350.
Lesson 3 / 12

Choose Your Business Structure - Take Action!

Make This Critical Decision TODAY

🎯 TODAY'S GOAL: Decide on LLC vs Corporation vs Sole Prop

90% of Texas contractors choose LLC - Here's why and how!

Make Your Decision NOW:

1

Compare Your Options (10 minutes)

Use Texas's official comparison tool:

Compare Business Types →
2

Check Name Availability (5 minutes)

Your business name MUST be unique in Texas:

Search Business Names NOW →

💡 Have 3 backup names ready!

3

Reserve Your Name (Optional but Smart)

Hold your name for 120 days while you prepare:

Reserve Name - $40 →

Quick Decision Guide:

  • Choose LLC if: You want liability protection + simple taxes (Most choose this!)
  • Choose Corporation if: You plan to have investors or go public
  • Choose Sole Prop if: You're testing the waters (risky - no protection!)

✅ Complete RIGHT NOW:

⏰ Name Reservation expires in 120 days - Don't lose your perfect name!
Lesson 4 / 12

Form Your LLC - Do It NOW!

Complete These 6 Steps TODAY (Takes 30 Minutes)

🎯 TODAY'S GOAL: File Your LLC Formation Documents

Total Cost: $300 (No hidden fees!) - Process takes 5-7 business days

Complete These Steps IN ORDER:

1

Find a Registered Agent (10 minutes)

Required by law - can be you or a service ($50-200/year)

Compare Agent Services →

OR be your own (must have TX address)

2

File Certificate of Formation ONLINE (20 minutes)

File directly with Texas Secretary of State:

FILE YOUR LLC NOW - $300 →

💳 Have credit card ready!

3

Get Your FREE EIN from IRS (10 minutes)

⚠️ NEVER pay for this - it's FREE!

Get FREE EIN Number →

Available instantly online!

4

Create Operating Agreement (15 minutes)

Not required but protects you legally:

Get Template →
5

Register with Texas Comptroller (10 minutes)

For franchise tax and sales tax permits:

Register for Taxes →

Good news: No tax if under $1.23M revenue!

6

Open Business Bank Account (Next Day)

After EIN is received, open account:

  • Chase Business: $0 monthly with $2,000 balance
  • Wells Fargo: $10/month
  • Bank of America: $16/month

✅ Track Your Progress:

⏰ File TODAY! Every day you wait is money lost!
Lesson 5 / 12

Get Insurance Quotes - Don't Skip This!

Protect Your Business Before Your First Job

🎯 TODAY'S GOAL: Get 3 Insurance Quotes

Most contractors need $1M General Liability minimum - Get quotes now!

Get Your Quotes NOW (Takes 15 min each):

1

General Liability Insurance (Required)

$1M coverage costs $97-175/month. Get quotes from:

2

Workers Comp (Optional but Smart)

Optional in Texas but required for government work:

Learn Texas Requirements →

Cost: $119-289/month per employee

3

Commercial Auto (If Using Vehicles)

Required for any business vehicle use:

State Farm Quote →

Cost: $147-267/month per vehicle

4

Tools & Equipment Coverage

Protect your expensive tools:

Equipment Insurance →

Cost: $53-121/month

Energy Sector Alert: Oil & gas work requires $2M-$10M coverage + pollution liability. Renewable energy needs $1M-$5M minimum.

✅ Insurance Shopping List:

⚠️ DO NOT start work without insurance - One accident = bankruptcy!
Lesson 6 / 12

Register with Your City/County NOW

Every City Has Different Rules - Don't Get Fined!

🎯 TODAY'S GOAL: Complete Local Registration

Fines for working without permits: $500-$5,000!

Register in Your City TODAY:

1

Houston Area Registration

Required: Contractor registration + $10K-$50K bond

Houston Registration Portal →

Fees: $50-$500 depending on trade

2

Dallas Area Registration

Required: Certificate of Responsibility + $5K-$25K bond

Dallas Application →

Fees: $75-$200 annually

3

Austin Area Registration

Required: Contractor license + $25K-$100K bond

Austin Licensing →

Fees: $100-$350 + green building compliance

4

San Antonio Registration

Required: Trade license + $10K-$50K bond

San Antonio Portal →

Historic districts have special requirements!

5

County Registration (Unincorporated Areas)

Working outside city limits? Register with county:

County Permits →

✅ Local Registration Checklist:

Lesson 7 / 12

Energy Sector Setup - High-Profit Opportunities

Special Requirements for Oil, Gas & Renewables

🎯 GOAL: Qualify for Energy Sector Work

45,000 new jobs coming! Average pay 40% higher than residential.

Energy Sector Action Steps:

1

Register with ISNetworld (Oil & Gas)

Required by most energy companies:

ISN Registration →

Cost: $680-$2,500/year based on company size

2

Get TWIC Card (Port/Refinery Access)

Required for maritime facilities:

Apply for TWIC →

Cost: $125.25 - Valid 5 years

3

Environmental Permits (TCEQ)

Required for most energy work:

TCEQ Permits →
4

Safety Training & Certifications

Required: OSHA 30-hour + H2S training:

OSHA 30 Training →

Cost: $189 online

5

Increase Insurance Coverage

Energy sector minimums:

  • Oil & Gas: $2M-$5M GL + Pollution
  • Wind/Solar: $1M-$5M + Performance bonds
  • Hydrogen Hub: $5M-$10M + Special endorsements

Energy Sector Opportunities:

  • Permian Basin: Oil field construction - $80-150/hour
  • Gulf Coast: Refinery maintenance - $75-120/hour
  • West Texas: Wind farm construction - $70-110/hour
  • Statewide: Solar installations - $65-95/hour

✅ Energy Sector Readiness:

Lesson 8 / 12

Set Up Your Finances - Do This Right!

Proper Financial Setup = No IRS Problems

🎯 TODAY'S GOAL: Open Accounts & Set Up Bookkeeping

Mixing personal and business funds = IRS audit risk!

Financial Setup Actions:

1

Open Business Bank Account TODAY

Compare and apply online now:

Bring: EIN letter, LLC docs, ID

2

Get Business Credit Card

Build business credit from day 1:

Apply for Card →

Tip: Chase Ink offers $750 cash back!

3

Set Up QuickBooks (Industry Standard)

Track everything from day 1:

Start QuickBooks Free Trial →

Cost: $30-90/month after trial

4

Find a Texas CPA

Don't wait until tax time!

Find Texas CPA →

💰 Texas Tax Advantages:

  • NO state income tax (save 5-10%!)
  • NO franchise tax under $1.23M revenue
  • Sales tax exemption on materials for jobs
  • Equipment depreciation benefits
Your Startup Budget Low End High End
LLC Formation $300 $300
Trade License $100 $700
Insurance (Year 1) $3,000 $10,000
Bonds $100 $3,000
Tools/Equipment $5,000 $50,000
TOTAL NEEDED $8,500 $64,000

✅ Financial Checklist:

Lesson 9 / 12

Get Safety Compliant - Avoid OSHA Fines!

OSHA Fines: $15,625 per violation!

🎯 TODAY'S GOAL: Complete Required Safety Training

Most contractors need OSHA 10 minimum, OSHA 30 for supervisors

Complete These Safety Requirements:

1

OSHA 10-Hour Training (Minimum)

Required by most general contractors:

Start OSHA 10 - $89 →

Complete in 2 days online

2

OSHA 30-Hour (For Supervisors)

Required for energy sector and large projects:

Start OSHA 30 - $189 →
3

Create Safety Program

Download Texas-specific templates:

Safety Program Template →
4

Get Safety Equipment

Required PPE checklist:

  • Hard hats (ANSI Z89.1)
  • Safety glasses (ANSI Z87.1)
  • Hi-vis vests (Class 2 minimum)
  • Steel-toe boots (ASTM F2413)
  • Fall protection (6ft+ heights)
Texas Building Codes:
  • 2021 International Building Code adopted
  • Coastal areas: Hurricane/wind resistance required
  • Energy efficiency standards mandatory
  • ADA/TAS accessibility compliance

✅ Safety Compliance Checklist:

⚠️ OSHA can shut down your job site - Get compliant NOW!
Lesson 10 / 12

Get Your First Clients - Start TODAY!

Marketing Actions That Get Jobs Fast

🎯 TODAY'S GOAL: Launch Your Marketing

Goal: Book 3 estimates this week!

Marketing Actions to Take NOW:

1

Create Google My Business (FREE!)

Get found locally - takes 15 minutes:

Create GMB Listing →

Upload 10 photos of your work!

2

Join Contractor Networks

Get leads immediately:

3

Join Local Associations

Network with other contractors:

4

Create Simple Website

Professional presence in 1 hour:

Build Website →

Include: Services, Areas, License #, Insurance proof

5

Print Business Cards & Door Hangers

Old school still works:

Order Cards - $20 →

First Week Marketing Blitz:

  • Day 1: Set up Google My Business
  • Day 2: Join 3 lead generation sites
  • Day 3: Attend local builder association meeting
  • Day 4: Door knock 50 houses in target neighborhood
  • Day 5: Follow up on all leads

✅ Marketing Launch Checklist:

Lesson 11 / 12

Access Your Essential Resources

Bookmark These Sites - You'll Need Them!

🎯 TODAY'S ACTION: Bookmark All Resources

Create a "Texas Contractor" folder in your browser NOW

Essential Government Resources:

TDLR

Electrical & HVAC Licensing

Visit TDLR →

TSBPE

Plumbing Licensing

Visit TSBPE →

Texas SOS

Business Filings

Visit SOS →

Texas Comptroller

Tax Registration

Visit Comptroller →

TCEQ

Environmental Permits

Visit TCEQ →

TWC

Workers' Comp Info

Visit TWC →

Business Support Resources:

1

Free Business Consulting

Texas SBDC Network →

FREE consulting and training!

2

Free Mentoring

SCORE Texas →

Experienced mentors - FREE!

3

Emergency Support Hotline

Texas Business Legal Hotline: 1-800-252-5555

OSHA Hotline: 1-800-321-6742

✅ Resource Setup Tasks:

Lesson 12 / 12

Your 30-Day Launch Plan - START NOW!

Follow This Exact Schedule for Success

🎯 YOUR MISSION: Launch in 30 Days or Less!

Print this schedule and check off each item daily!

Week 1: Legal Foundation (Days 1-7)

Week 2: Insurance & Compliance (Days 8-14)

Week 3: Marketing Setup (Days 15-21)

Week 4: Launch & First Jobs (Days 22-30)

🎉 CONGRATULATIONS! You're now a Texas Contractor!
Remember: NO state income tax • #1 construction market • Your success starts NOW!

Need Help? Contact These Resources:

📞 Texas SBDC: 1-800-SBDC-TEX (Free consulting)
📞 TDLR: 512-463-6599 (Licensing help)
📞 Texas SOS: 512-463-5555 (Business filing)
📧 Email: contractor@contractorschoiceagency.com